Empowering Entrepreneurs

We offer asset financing to provide tools needed to move and improve people’s lives across Africa.

Move and Improve.

Here at Watu, we see Africa’s bright and prosperous future and want to be part of making it a reality.

We believe everyone deserves the opportunity to be an entrepreneur and achieve their goals.

Get your asset today

Down payment from
Duration up to
12 months
Weekly payments from
Processed within
Just a few hours
Down payment from
950,000 UGX
Loans up to
24 months
Weekly payments from
67,000 UGX
Processed within
24 hours or less
Down payment from
15,000 Ksh
Loans up to
18 months
Daily payments from
200 Ksh
Processed within
2 hours
Terms and Conditions apply. Subject to change.

We help people to help themselves

We support entrepreneurs who believe when provided with the right tools can fulfil their dreams and the needs of their families and community.

Over 70,000 happy customers & growing...

"I am now self employed and this has increased my income as compared to when I used to operate someone else's motorcycle."

David O.

"I am now on my third motorcycle with Watu Credit and I have been able to improve my financial situation a lot since i started working with them. I look forward to completing my current loan so i can get another motorcycle."

Adroa S.

"I can now support my family and deliver my farm produce to the market easier."

Chege E.

We want you!

We’re on a mission to become the leading African provider of a broad set of inclusive financial products, delivered through technology in a fast, efficient and professional manner.