Offering entrepreneurs asset financing for two and three-wheelers.
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Revolutionising financial inclusion via mass market transportation.
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Supporting the unbanked and underserved in our communities.
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Empowering the future of mobility in Africa

Watu offers asset financing to meaningfully improve employment and opportunities for those with the greatest barriers to access financial services.

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Countries & growing
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Lives impacted

Breaking down barriers in emerging markets for maximum impact

Millions of people have entrusted Watu with their dreams of becoming entrepreneurs to thrive and support their communities.

Nigeria

Kenya

Tanzania

Uganda

Sierra Leone

Rwanda

Kenya
Uganda
Sierra Leone
Tanzania
Nigeria
Rwanda

Our values

Customer focus

Our success goes hand-in-hand with the success of our customers; therefore, we endeavour to deliver world-class support and service while engaging with them.

Empowerment

We strive to provide our clients with the right tools to move and improve their lives. With true empowerment to succeed, we all win.

Integrity

We believe in honesty, transparency, fairness and respect for everyone. We are committed to doing what's best for our customers and colleagues.

Ownership

We hold ourselves accountable in all of our efforts. We do what we say we'll do and remain dedicated to improving every step of the way.

Electric mobility in Africa

As part of our commitment to the evolution of Africa’s mass transport industry and it’s ecological footprint, we are working with key partners to accelerate the transition to electric mobility. Through financing electric motorbikes in Rwanda, we are paving the way to a cleaner and sustainable continent for all.

What our clients say about us:

I lost my job in 2020 and I really wanted to be self-employed. Now I have a motorbike from Watu which has helped me pay school fees for my children and I myself have been able to go through college and finished.
John Kahiga NgureKenya
With the income I get from my Watu bike, I have been able to buy a piece of land in the village, and also pay school fees and rent in town. I am planning to build myself a house and ensure my children get a good education up to university because I didn't get that chance.
Gaston TindyebwaUganda
I learned about Watu from my older brother who's also a client. Taking care of my house has been a bit easy because of the income from my motorbike.
Fatmata SankohSierra Leone
My friend informed me about Watu and I got my motorbike loan on 20th December 2021. Up to now I have managed to open up a new business and I'm working to get money to build my own house.
Ibrahim Omari NyiraniTanzania

The stories we tell

Watu means ‘people’ and people are at the core of everything we do. We are on a mission to change the future of last mile mobility and financing in Africa. We support the dreams of those that are unbanked and underserved so that they have a chance to change the course of their lives.

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