Watu Credit has granted you a loan to enable you to purchase the Vehicle.
Visit our branch or authorised dealer near you.
Our team will guide you to select a suitable asset.
Select your preferred repayment plan and sign the agreement.
Ride away with your newly acquired asset!
Get Started
We are always available on various platforms to take care of all your customer needs.
Our operations are automated and aim to get your asset processed within 2 hours.
No hidden fees; what you see is what you get!
Watu is one of the leading asset financing companies in Kenya, providing boda boda and tuk tuk loans to thousands of aspiring business owners every day!
With a down payment of Kshs 20,000, you can become a proud boda boda owner within 2 hours! We offer flexible payment terms of up to 24 months, and your loan comes with comprehensive insurance and GPS tracking services. In addition, Watu works with over 400 authorised dealers across Kenya so that you can ride the two-wheeler of your choice! Choose any boda boda or tuk tuk model from Bajaj, Haojin, Honda, Jincheng, Lifan, Piaggio, Skygo, Sonlink and TVS.
Looking for tuk tuk financing? Pay a minimum down payment of Kshs 50,000 and start your journey today!
Watu Credit has granted you a loan to enable you to purchase the Vehicle.
“Vehicle” in the loan agreement refers to the motorbike or three-wheeler that you have purchased using the proceeds of the loan.
You need to sign a loan agreement which details the terms of the loan and a security agreement which provides that the Vehicle is security for the loan and which allows Watu to sell the Vehicle if there is a default under the loan agreement.
To qualify for a loan, one is required to have the following:
It only takes 2 hours to apply and acquire a motorbike/three-wheeler upon application. However, in case of unforeseen delay, the front office officer serving you will notify you of the earliest possible time to get the motorbike/three-wheeler.
The loan is made up of principal, interest and fees (to cover, for example, GPS tracking and insurance costs). This information you will find summarized on the first page of your loan agreement.
Subscribe to our newsletter to receive update and learn more about Watu.