Funa looni yo leero!​
Get started with a loan for your motorbike with down payments starting as low as UGX 1,000,000.
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Get a boda boda loan in Uganda within 2 hours!

Securing your loan is as easy as 1 2 3…

Step 1

Visit one of our many branches near you.

Step 2

Our team will guide you to select a suitable asset.

Step 3

Select your preferred repayment plan and sign the agreement.

Step 4

Ride away with your newly acquired asset in 2 hours! Get Started

Why choose Watu

Customer focus

We are always available on various platforms to take care of all your customer needs.

Fast turn-around

Our operations are automated and aim to get your asset processed within 2 hours.

We are transparent

No hidden fees; what you see is what you get!

Begin your boda boda business with a loan from Watu!

Watu is one of Uganda’s leading asset financing companies, providing boda boda loans to thousands of aspiring business owners every day!

Ready to kickstart your journey?

With a minimum down payment of UGX 1,000,000, you can become a boda boda owner within 2 hours! We offer flexible payment terms of up to 24 months. The loan also includes free GPS tracking services. Choose any boda boda model from Bajaj, Simba, TVS, GOGO, Hero, Haojue and Honda from one of our branches, and begin earning immediately!

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Checklist

To qualify for a two-wheeler loan, you need to have:
  • Original National ID
  • A minimum down payment of UGX 1,000,000 (UGX 600,000 for EV bikes)
  • Two guarantors with National IDs (no guarantor required for EV bikes)
  • Mobile money account with MTN/Airtel

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What people say

So far I have 2 bikes from Watu. With the income I get, I have managed to take care of my family, pay school fees for my children and to build a house.
Smith Kakonya
Smith KakonyaKampala, Uganda
I have four bikes with Watu and I'm planning to come for a fifth one soon! I want to be a rich man owning big assets. For now, I bought a plot of land and also a car!
Wangote Richard
Wangote RichardJinja, Uganda
Watu has been good to me since the first day up to date. I have been able to pay school fees for my children, bought a piece of land in the village and also put up some business for my wife.
Kakaire Nathan
Kakaire NathanMafubira, Uganda

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