Get your moto loan in 24 hours!

Securing your loan is as easy as 1 2 3…

Step 1

Visit our branch in Kigali.

Step 2

Our team will guide you to select a suitable moto.

Step 3

Select your preferred repayment plan and sign the agreement.

Step 4

Ride away with your newly acquired moto!

Why choose Watu

Customer focus

We are always available on various platforms to take care of all your customer needs.

Fast turn-around

Our operations are automated and aim to get your asset processed within 24 hours.

We are transparent

No hidden fees and low weekly instalments; what you see is what you get!

Ready to get started?

Watu is a leading asset financing company in Rwanda, empowering entrepreneurs to own electric motorbikes with ease and speed.

With a down payment as low as RWF 200,000, you can join the electric revolution and kickstart your business within 24 hours! We offer transparent terms with no hidden fees and flexible weekly instalments. Our fully automated process ensures that your loan is processed quickly, and our dedicated customer service is always available to support you. Whether you’re in Kigali or beyond, as long as there are battery swap stations, you’re good to go.

Start your journey with Watu today!

Checklist

To qualify for a loan, you need to have:

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Frequently Asked Questions

To qualify for a loan, one is required to have the following:

  1. Rwandan National ID and Driving License (Category A)
  2. A minimum down payment of RWF 200,000
  3. Mandatory Credit Check
  4. 2 Next of Kin Emergency Contacts 
  5. The borrower must be accompanied by a guardian if they are below the age of 20

The moto loan duration is 21 months. 

Yes, you can travel to locations where there are battery swap stations for your e-bike.

You can make these payments via Airtel Money to the provided Paybill number, 907440. Cash payments are not accepted.

The loan consists of principal, interest, and fees (such as Registration Card transfer fees and insurance costs). Your loan agreement summarises this information.

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