Get yu yone okada today!
Need an okada and don't know where to start? Get a loan with Watu and start for make money wantem wantem!
Apply for a loan

Get your okada in 24 hours!

Securing your loan is as easy as 1 2 3…

Step 1

Visit one of our branches near you.

Step 2

Our team will guide you to select a suitable asset.

Step 3

Select your preferred repayment plan and sign the agreement.

Step 4

Ride away with your newly acquired asset! Get Started

Why choose Watu

Customer focus

We are always available on various platforms to take care of all your customer needs.

Fast turn-around

Our operations are automated and aim to get your asset processed within 2 hours.

We are transparent

No hidden fees; what you see is what you get!

Begin a successful okada business with a loan from Watu!

Watu is one of Sierra Leone’s leading asset financing companies, providing okada loans to thousands of aspiring business owners across Africa!

Ready to become an entrepreneur?

You can get quick and accessible loans with a minimum down payment of SLL 2,000,000. In addition, we offer flexible payment terms of up to 15 months. The loan also includes GPS tracking services. Get motorbike financing for either Bajaj or TVS at one of our branches, and start earning immediately!

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Checklist

To qualify for a loan, you need to have:
  • One of the following: Driver's License, National ID, Voter's ID, NASSIT ID or Passport
  • A minimum down payment of SLL 2,000,000
  • 1 guarantor of 20 years and above with an original ID
  • The borrower must be accompanied by a guardian if between 18-19 years old and can be unaccompanied if between 20-65 years old
  • An active phone number with a connected mobile money account

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What people say

I aspire to be financially independent with multiple businesses. With my Watu bike, I am now able to cater for the needs of my family and pay my child’s school fees with less worry.
Ibrahim Mustapha Mansaray
Ibrahim Mustapha MansarayN'jama Kailahun, Sierra Leone
I saw Watu information on a signboard on my way home and got interested. Now I have two bikes and with my income, I've been able to cater for my child's lunch and transport fare.
Thaimu Kargbo
Thaimu KargboWaterloo, Sierra Leone
I learned about Watu from a staff member who lived close by and went to get my own bike, which has enabled me to take care of my children.
Ramatu Sesay
Ramatu SesayRegent, Sierra Leone

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