Pata mkopo leo leo!
Are you an aspiring entrepreneur in Tanzania? Fulfil your dreams with a motorbike or tuk tuk loan from Watu. Down payments begin as low as Tshs 400,000!
Apply for a loan

Get a boda boda loan in 24 hours!

Securing your loan is as easy as 1 2 3…

Step 1

Visit one of our branches near you.

Step 2

Our team will guide you to select a suitable asset.

Step 3

Select your preferred repayment plan and sign the agreement.

Step 4

Ride away with your newly acquired asset! Get Started

Why choose Watu

Customer focus

We are always available on various platforms to take care of all your customer needs.

Fast turn-around

Our operations are automated and aim to get your asset processed within 24 hours.

We are transparent

No hidden fees; what you see is what you get!

Ready to kickstart your journey? Ride away with your own boda boda or tuk tuk today!

Watu is one of the leading asset financing companies in Tanzania and East Africa, providing boda boda and tuk tuk loans to thousands of aspiring business owners every day!

With down payments starting as low as Tshs 400,000, you can become the proud owner of your boda boda within 24 hours! Now get motorbike financing for any one of the following brands in Tanzania: Bajaj, Hero and TVS.

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Checklist

To qualify for a loan, you need to have:
  • One of the following: National ID (NIDA), Voter ID or Driving License
  • A minimum down payment of Tshs 400,000
  • Original TIN certificate
  • Introduction letter from the local government
  • One guarantor over the age of 20 with an original ID
  • The borrower must be accompanied by a guardian if they are below the age of 20

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What people say

I found out about Watu when your staff came to our stage and got interested. With my bike's income, I want to get money to have a better life in the future. Right now I am eating well and improving my life.
Justin Balinzigo
Justin BalinzigoMadale, Tanzania
I am a family man and father to one child. Through income I generate from my Watu bike, I have managed to make some progress, build a house and achieve other goals.
Salmoni Komba
Salmoni KombaTegeta, Tanzania
With my bike from Watu, I have managed to pay my kids' school fees and my family is living well. Now am looking for money so as I can build and live in my own house.
Medi Aloyce Katale
Medi Aloyce KataleBahari Zoo, Tanzania

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