To qualify for a loan, one is required to have the following:
- Original and valid government-issued identification document example:
- Valid driver’s license
 - Valid National ID card
 - Valid Voter’s ID card
 - Valid NASSIT ID card
 - Valid Passport
 
 - An active phone number
 - Mobile money account
 - 1 guarantor with an original ID
 - Minimum Down Payment of SLL 2,000,000