To qualify for a loan, one is required to have the following:
- Original National ID (borrower and one guarantor)
- KRA PIN certificate
- Borrower’s aged 18-19 years must be accompanied by a guardian
- 1 guarantor (aged 20 and above)
- Two referees (aged above 18 years old)
- A minimum down payment for selected vehicle
- A Safaricom phone number that is registered for M-Pesa and has been in use for the last 6 months
