Maintaining Your Financed Car: A Comprehensive Guide for Kenyan Drivers

Owning a car is a dream come true for many Kenyans, and car financing has made it more accessible than ever. However, the journey is far from over once you have your dream vehicle. Proper maintenance is essential to protect your investment and ensure your car stays in top shape. In this comprehensive guide, we’ll walk you through the key aspects of maintaining your financed car in Kenya.

1. Regular Servicing is Non-Negotiable

Routine servicing is the cornerstone of car maintenance. Find a reputable mechanic or service center, and stick to the manufacturer’s recommended service schedule. Regular check-ups ensure that minor issues are detected and resolved before they turn into costly problems.

2. Oil Changes: The Lifeblood of Your Engine

Regular oil changes are vital to keep your car’s engine running smoothly. Follow the manufacturer’s recommendations for the type of oil and change intervals. Clean oil is essential for engine longevity and performance.

3. Keep an Eye on Fluid Levels

Regularly check and top up essential fluids like coolant, brake fluid, power steering fluid, and windshield washer fluid. Low or dirty fluids can lead to significant issues and safety concerns.

4. Maintain the Tyres

Proper tire maintenance is crucial for both safety and fuel efficiency. Check tire pressure monthly, rotate your tires as recommended, and ensure they have adequate tread depth. Remember to carry a spare tire and necessary tools for emergencies.

5. Brake Inspection and Maintenance

Your car’s brakes are its most critical safety feature. Have them inspected regularly, and replace brake pads and rotors as needed. Squeaking or grinding noises are signs that it’s time for brake maintenance.

6. Battery Care

Keep your car’s battery clean and secure. Check the connections for corrosion and make sure it’s holding a charge. A weak or dead battery can leave you stranded.

7. Cleanliness is Key

Regularly clean both the interior and exterior of your car. Dust, dirt, and grime can accumulate over time, affecting your car’s appearance and resale value.

8. Protect the Paint

Kenya’s climate can be harsh on your car’s paint. Consider regular waxing and polishing to protect the finish from sun and environmental damage.

9. Drive Responsibly

Your driving habits can impact your car’s longevity. Avoid sudden stops and starts, and drive within the speed limit. Smooth driving reduces wear and tear on your vehicle.

10. Stay Informed

Stay informed about recalls or service bulletins related to your car’s make and model. Manufacturers occasionally identify issues and offer free repairs or replacements.

11. Invest in Insurance

Comprehensive car insurance is not just a legal requirement; it’s also essential for financial protection. Accidents and unforeseen events can happen to anyone, so ensure your car is adequately insured.

12. Plan for Unexpected Expenses

Set aside a small emergency fund for unexpected repairs. Even well-maintained cars can have surprises, and having some funds on hand can ease the financial burden.


Properly maintaining your financed car is about preserving its value and ensuring your safety on the road. Regular care and attention can extend your car’s life, reduce repair costs, and enhance your driving experience. Remember that Watu Gari is here to support you in financing your dream car and your journey to keeping it in tip-top condition. Happy and safe driving!